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How to Pay Less for Life Insurance Without Changing Insurer

by Life Saver

If you currently pay your life insurance premiums monthly, you could be missing out on a valuable discount.

The majority of policyholders pay their premiums monthly but many life insurance companies will give you a discount if you switch to annual premiums.

Get Lower Premiums or More Cover
Life insurance premiums already offer good value for money but few people are aware that by paying for their cover once a year rather than every month they could make further savings or buy extra life cover for the same premium. Over a typical 25 year term, life insurance customers could save 18 months worth of premiums and even more in some cases.

When insuring your car, house, or holiday you would expect to pay less on an annual basis rather than monthly. Why should life insurance be any different?

How to Switch to Annual Premiums and Save
If you're an existing policyholder, contact your life insurance company and ask...

1. Do you offer a discount for annual premiums?
2. Can I change my policy to annual premiums?

If this option is not available for your policy, compare your existing monthly premiums against the annual cost of a new policy. If the savings exceed the costs, consider taking out a new policy with annual premiums.
About the Author

Copyright © Life Saver Life Insurance http://www.life-saver.co.uk All rights reserved.

You may publish this article online provided that the article and this copyright statement remain unchanged with live links.



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